Have You Been Threatened With Wage Garnishment? We Can Help.
If a creditor has threatened you with wage garnishment, either by phone or letter, do not wait for the company to take action. Their next step will be to turn the matter over to their legal department to begin a lawsuit against you. If you do not respond to the lawsuit, a legal judgment will almost certainly be the next step, and your employer will have no choice but to withhold up to 25 percent of your paychecks until the debt has been fully repaid.
To arrange a free consultation with a wage garnishment defense lawyer in Charleston, contact The Law Office of Lauren Clark, L.L.C.
Filing For Bankruptcy Starts An Immediate Temporary Stay Of Execution (Stop) Order
When you file Chapter 7 or Chapter 13 bankruptcy, an automatic temporary stay will be placed on all legal collections actions your creditor may have in process against you, including a lawsuit to garnish wages. If your wages are already under garnishment because of a debt, your paycheck will be restored until the bankruptcy has been adjudicated through the courts.
If you reside in Charleston or any community in Charleston County or surrounding counties, talk to attorney Lauren Clark at The Law Office of Lauren Clark, L.L.C. She offers a free initial consultation to review your correspondence from your creditor, explain the bankruptcy process and help you decide what options may be best for avoiding a judgment.
Attorney Clark’s experience includes:
- Chapter 7 bankruptcy to discharge most credit card debt and consumer debt
- Chapter 13 bankruptcy to restructure all debts into a three- to five-year supervised repayment plan
- Stopping lawsuits for wage garnishment and liens against your bank accounts and property
- Stopping repossession of your family car and foreclosure of your home
- Putting an end to harassing collection calls and letters
- Legal advice on ways to re-establish credit following bankruptcy
Schedule A Free Consultation
Learn more about your options by speaking with a lawyer about the advantages and disadvantages of bankruptcy. For a free initial consultation, contact us online or call 843-284-7405 (local) or 855-684-8149 (toll free). We advise and represent clients in Charleston and the surrounding communities of South Carolina, including all of Charleston County, Beaufort County, Dorchester County and Colleton County.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.