Being Harassed By Creditors? Get Help From A Charleston Debt Relief Attorney.
Under the terms of the Fair Debt Collection Practices Act (FDCPA), collection agencies and other debt collectors are not allowed to engage in behavior that is considered abusive or threatening when attempting to collect debts. Behavior that is considered abusive or threatening may include repeated calls at home or work, threatening letters and abusive language that is used over the telephone.
When walks to the mailbox and hearing the phone ring cause you anxiety over dealing with yet another creditor, it is important to take action and resolve the situation. Often, the most effective way to put an end to creditor harassment is to file for bankruptcy. Bankruptcy, whether Chapter 7 or Chapter 13, will create an automatic stay that requires collection agencies and creditors to immediately stop all collection actions against you — including foreclosure.
At The Law Office of Lauren Clark, L.L.C., we understand the stress that comes with heavy debt, especially when overzealous creditors are infringing upon your rights. In order to learn more about the bankruptcy process and how it can stop creditors from calling or writing you, contact an experienced lawyer. Attorney Lauren Clark advises and represents clients in Charleston and throughout South Carolina.
Stop Creditor Harassment With A Charleston Bankruptcy Lawyer
Once you file for bankruptcy, creditors are no longer allowed to contact you. Instead, collection agencies and other debt collectors must go through your lawyer. Our firm will handle all inquiries made by creditors regarding your bankruptcy, and if a collector violates the automatic stay, it may be possible to file for sanctions under the terms of the FDCPA.
Contact The Law Office Of Lauren Clark, L.L.C.
To set up a free initial consultation with a skilled and dedicated attorney, contact us online or call us at 843-284-7405 (local) or 855-684-8149 (toll free). Our offices are conveniently located in Charleston, and we serve South Carolina residents throughout Charleston County, Beaufort County, Dorchester County and Colleton County.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.